当前位置：首页>电动汽车>“超标电动车”被鉴定为“机动车”,意外险以无证驾驶为由拒赔合理吗?

“超标电动车”被鉴定为“机动车”,意外险以无证驾驶为由拒赔合理吗?

  • 2026-04-17 08:17:17
“超标电动车”被鉴定为“机动车”,意外险以无证驾驶为由拒赔合理吗?

[图片][图片]文/内摘君 摘哥[图片]基本案情庆某系环卫工人，其所在公司为全体员工购买了意外险，庆某也是被保险人之一。案涉意外险条款“责任免除”约定：“出现下列任一情形，导致被保险人身故、伤残、支出医疗费用、住院治疗、突发急性病身故或猝死的，保险人不承担给付保险金责任：…（六）...

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  1. CONNECT:[ UseTime:0.000515s ] mysql:host=127.0.0.1;port=3306;dbname=e_mffb;charset=utf8mb4
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  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000548s ]
  8. SELECT * FROM `article` WHERE `id` = 460176 LIMIT 1 [ RunTime:0.001717s ]
  9. UPDATE `article` SET `lasttime` = 1776389475 WHERE `id` = 460176 [ RunTime:0.008096s ]
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  15. SELECT * FROM `article` WHERE `id` < 460176 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.018929s ]
0.125330s